• Robert Lockyer

    Investment Advisor Representative


Bob has spent his career almost entirely in banking since his graduation from Temple University in 1971. He officially retired as President and CEO of Tioga-Franklin Savings Bank in March 2015, but remains a member of the bank’s Board of Trustees. He continues to serves as Secretary of the bank and assists with regulatory reporting and other matters on an as-needed basis.

As President of Tioga-Franklin, Bob’s duties included oversight of all aspects of “front office” and “back office” operations, mortgage loan origination and underwriting, financial reporting, strategic planning, asset/liability management, management of the bank’s liquidity portfolio, and regulatory compliance. During his tenure as CEO, the bank’s assets grew from approximately $17 million to $33 million and the bank was consistently profitable.


Tioga-Franklin Savings Bank
Board member, secretary and part-time consultant - 4/15 to present
President & CEO – 6/02 – 3/15

American Heritage Federal Credit Union
Vice President, CFO, and Internal Auditor – 3/99 to 6/02

Suburban Community Bank
Vice President & CFO – 9/95 to 2/99

Bakers Northeast Savings Association
Vice President – 12/93 to 9/95

First American Savings and Flagship Financial Corp. (holding company)
Various capacities, culminating in Senior Vice President and CFO – 9/71 to 11/92


Community Care Center of the Northeast, a non-profit home health-care agency - Board member holding various positions since 1993 (Chairman 9/14 through 6/17)

Student Life Center, a Christian ministry located on the campus of Temple University – Board member since 1971; presently President and Treasurer

Holmesburg Baptist Church in Philadelphia – Active member since 1974; presently Deacon Emeritus

Gideons International, Northeast Philadelphia – member since 1981; presently Treasurer and prison volunteer

Hope Rescue Mission in Reading PA – Chapel speaker since 2016

Married to Judy Lockyer in 2016, and learning to navigate the complexities of a blended family.


Temple University - Graduated in May, 1971, Magna Cum Laude with a BBA degree in Economics. Awarded "Certificate of Merit" for distinguished scholarship.